This Hurricane Preparedness Week, call your insurance company or agent and ask for an insurance checkup to make sure you have enough homeowners insurance to repair or even replace your home. Don’t forget coverage for your car or boat. Remember, standard homeowners insurance doesn’t cover flooding. Whether you’re a homeowner or renter, you’ll need a separate policy for flooding. It’s available through your company, agent or use the agent locator at www.floodsmart.gov. Act now as flood insurance requires a 30-day waiting period.
If you are traveling during hurricane season, it is also important to have travel insurance.
|Top 10 Reason For Trip Insurance|
Traveling during hurricane season increases the likelihood that you'll need some sort of assistance before, during, or even after your trip. We highly recommend travel insurance regardless of when you travel, but especially during hurricane season.
When you think about travel insurance, you may think - I'm not planning on cancelling my trip, so why would I need travel insurance. Expect the Unexpected. You might think that sounds a bit ominous. Well, not really. If you have a plan in mind for unexpected situations, you can easily adapt to whatever comes your way. We'll talk more about how to prepare a bit later in our series.
Should you arrive at the airport and find that your flight has been delayed due to inclement weather, wouldn't it be comforting to have a pleasant voice on the other end of a telephone working on your behalf to salvage your hard-earned vacation plans?
What if someone in your party gets injured by something blowing around in the storm? What if someone back home gets sick and needs your help? The list of possible reasons for needing assistance are endless. Did you know that it could cost upwards of $25,000 to be extracted from a ship in the event of a medical emergency? Did you also know that Medicare and most health insurance companies do not cover you in a foreign land - and perhaps more importantly may not be in a position to recommend somewhere for you to get assistance in your time of need?
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Hurricane Preparedness Week:
May 7-13, 2017